Lenders Option Corporation is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Lenders Option Corporation website and governs data collection and usage. By using the Lenders Option Corporation website, you consent to the data practices described in this statement.

Collection of your Personal Information

Lenders Option Corporation collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Lenders Option Corporation also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Lenders Option Corporation. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Lenders Option Corporation for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Lenders Option Corporation website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Lenders Option Corporation public message boards, this information may be collected and used by others. Note: Lenders Option Corporation does not read any of your private online communications.

Lenders Option Corporation encourages you to review the privacy statements of websites you choose to link to from Lenders Option Corporation so that you can understand how those websites collect, use and share your information. Lenders Option Corporation is not responsible for the privacy statements or other content on websites outside of the Lenders Option Corporation and Lenders Option Corporation family of websites.

Use of your Personal Information

Lenders Option Corporation collects and uses your personal information to operate the Lenders Option Corporation website and deliver the services you have requested. Lenders Option Corporation also uses your personally identifiable information to inform you of other products or services available from Lenders Option Corporation and its affiliates. Lenders Option Corporation may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Lenders Option Corporation does not sell, rent or lease its customer lists to third parties. Lenders Option Corporation may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Lenders Option Corporation may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Lenders Option Corporation, and they are required to maintain the confidentiality of your information.

Lenders Option Corporation does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Lenders Option Corporation keeps track of the websites and pages our customers visit within Lenders Option Corporation, in order to determine what Lenders Option Corporation services are the most popular. This data is used to deliver customized content and advertising within Lenders Option Corporation to customers whose behavior indicates that they are interested in a particular subject area.

Lenders Option Corporation websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Lenders Option Corporation or the site; (b) protect and defend the rights or property of Lenders Option Corporation; and, (c) act under exigent circumstances to protect the personal safety of users of Lenders Option Corporation, or the public.

Use of Cookies

The Lenders Option Corporation website use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Lenders Option Corporation pages, or register with Lenders Option Corporation site or services, a cookie helps Lenders Option Corporation to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Lenders Option Corporation website, the information you previously provided can be retrieved, so you can easily use the Lenders Option Corporation features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Lenders Option Corporation services or websites you visit.

Security of your Personal Information

Lenders Option Corporation secures your personal information from unauthorized access, use or disclosure. Lenders Option Corporation secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Lenders Option Corporation will occasionally update this Statement of Privacy to reflect company and customer feedback. Lenders Option Corporation encourages you to periodically review this Statement to be informed of how Lenders Option Corporation is protecting your information.

Contact Information

Lenders Option Corporation welcomes your comments regarding this Statement of Privacy. If you believe that Lenders Option Corporation has not adhered to this Statement, please contact Lenders Option Corporation at robertfolsom@lendersoption.net. We will use commercially reasonable efforts to promptly determine and remedy the problem.